«October: This is one of the particularly dangerous months to invest in stocks. Other dangerous months are July, January, September, April, November, May, March, June, December, August, and February.» (Mark Twain)


Hey everyone, Ramon here from sunny Spain—your go-to guy for all things financial markets, whether it’s decoding the DAX’s latest tumble or chatting about forex swings over a café con leche.

As someone who’s spent years trading, tutoring folks like my buddy Melchor Armenta, and even brushing up on my English through public speaking gigs, I love stumbling upon quotes that make the wild world of investing feel a bit less intimidating. And who better to turn to for a laugh than Mark Twain?

That gem of a quote up there? It’s pure Twain—witty, sarcastic, and spot-on for anyone who’s ever watched their portfolio dip on a random Tuesday.If you don’t know much about Twain (real name Samuel Clemens), let me give you a quick rundown—think of him as the original risk-taker who could’ve been a killer trader in today’s markets.

Born in 1835 in Missouri, he grew up poor, ditched school early to work as a printer, and then chased adventure like it was gold (literally—he tried his hand at mining during the California Gold Rush). But his real thrill ride was piloting steamboats on the Mississippi River, navigating treacherous waters where one wrong move could sink you.

Sound familiar? It’s basically trading 101: reading the currents, dodging hidden dangers, and hoping you don’t crash into a sandbar (or in our case, a surprise Fed announcement).

Twain’s life was full of ups and downs that mirror the stock market’s chaos. He made bank from his books and lectures—classics like The Adventures of Tom Sawyer and Huckleberry Finn—but then blew a fortune on bad investments, like some fancy typesetting machine that went bust in the 1890s. He even went bankrupt once, only to bounce back by hitting the road for global speaking tours.

Talk about resilience! It’s like he knew firsthand that every month is «dangerous» for investing because markets don’t care about calendars—they’re driven by human folly, greed, and those unpredictable twists, just like the satirical stories he wrote.

Fast-forward to today (or should I say, September 16, 2025, based on my latest evening report), and Twain’s warning feels eerily relevant. European indices like the DAX tanked -1.77% amid all this central bank jitters—Fed rate cuts looming, Bank of England whispers, you name it. US stocks held up a bit better, with the S&P 500 only dipping -0.13%, but let’s be real: it’s that risk-off vibe Twain would’ve chuckled at. And don’t get me started on commodities—gold hitting record highs as a safe haven? That’s classic «fold your money and put it in your pocket» wisdom, especially when oil’s surging on supply scares from Russia.

As a lawyer and economist who’s seen my share of market rodeos (and yes, I’m still practicing my English to nail those international webinars),

Twain reminds me to approach trading with humor and humility. Sure, October might feel extra spooky with its history of crashes (hello, 1929 and 1987), but every month has its pitfalls.

The key? Diversify, stay informed, and don’t bet the farm on one «sure thing»—Twain learned that the hard way.

What do you think? Have you got a favorite Twain quote or a trading horror story from a «dangerous» month?

Drop a comment below, share this on your LinkedIn, or hit me up on Twitter/X—let’s chat!

And if you’re in Spain or beyond, check out my tutoring sessions with Melchor; we could all use a laugh while crunching numbers.

Until next time, trade smart and keep smiling.

¡Hasta pronto!
Ramon Morell